The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Related Content Mortgages in Retirement Explore the benefits and drawbacks to paying off your mortgage prior to retirement with this article. What If You Get Audited? The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing. Raising Healthy Children Healthy habits are one of the greatest gifts to give your child.